Saturday, September 28, 2013
Tuesday, September 24, 2013
The most love-hate topic of them all. Insurance. Why love them? Cause they'll.give you money. Why hate them? Cause you'll have to pay in order to get that money.
A simple term to describe insurance is.......protection money? Well, that will do. Ok, why am I posting about this? I work in the insurance industry and its my blog. So, just keep on reading.
For most people, buying insurance ensure that they are FINANCIALLY protected. I stressed on the FINANCIAL part is because its true. It only protect you financially. "Insurance put you (client) back to your original financial position". You can never gain or make profit from insurance.
For mostof you, the buying part is easy. But have you ever check your insurance policy. It is important for you to check your policy, espacially for the property insurance, health and life insurance. What is being covered? Is the sum insured adequate? What are the perils covered? What are not covered?
Here's a tip. When renewing your car insurance and road tax. The lowest amount that insurance company would take is RM10,000.00 for comprehensive cover (a.k.a first party). Same goes to third party, fire and theft cover. But some insurance company does take lower (below RM10,000.00) coverage for third party coverage. But this is also depending on the year of make and model of your car.
In the event of loss, (if you wish to proceed with insurance claim) please lodge a police report within 24 hours. Then, notify your insurance company on the loss.
Thats all for now. Will continue on the up coming blog post. Cheers!!
Its been awhile since my last update. As you can see, I decided to do some 'renovation' to my blog and yes, some of the old post are deleted.
Why? Well, I wanted to start a new blog. As simple as that. Some of you may think "why don't just create a new blog". Simply because I want to keep this blog identity. Period.
So, my mind be wondering about something. That something is living far away from your parents/family and close friends. Why am I thinking about this? Just put it as I'm preparing for 'that day' to come.
For some of us, well not some but most, that day is happening or going to happen. Either way, we have to go through it. This bring back the memories of my UiTM life. Where my first day at the university and my parents accompanied me to my hostel while carrying some of my stuff. At the end of the day, they leave me in the good hands of UiTM. I still remember the feeling I had when I look at them walking away. But I keep it together and go through with it.
In life we have to be independent. Its sad to see some of the kids nowadays are too dependent with their parents or siblings. Well, I'm not going to say anything about parenting due to my lack of expirience in "childcare 101". Well, its never too late to teach the kids.
Anyway, have a good day and enjoy life. Cheers!!